Effective Date: 07 November, 2024.
Welcome to StatusCaption.xyz. These Terms & Conditions govern your use of our website and services, and by accessing or using our website, you agree to be bound by these terms. Please read them carefully before engaging with our services. If you do not agree with any part of these terms, please refrain from using our website.
1. Acceptance of Terms
By accessing and using StatusCaption.xyz (referred to as “the Website”), you confirm your understanding and acceptance of these Terms & Conditions, as well as our Privacy Policy. If you disagree with these terms, you should immediately discontinue the use of our services. These terms apply to all visitors, users, and others who access the website.
2. Services Provided
StatusCaption.xyz provides information and comparison services related to insurance, policies, insurance companies, Personal Finance, Investment, Making Money, etc. The information we provide, including articles, policy comparisons, and recommendations, is for general informational purposes only and should not be considered professional advice or an endorsement of any specific insurance company or policy.
You acknowledge that our content is provided “as is” and “as available” without any guarantees of accuracy, completeness, or timeliness. We do not act as an insurance provider, broker, or advisor. For personalized insurance advice, you should contact licensed professionals or insurance companies directly.
3. User Obligations
As a user of our Website, you agree to:
- Provide accurate, up-to-date information when interacting with our services.
- Use the website and its resources solely for personal, non-commercial purposes.
- Not engage in any unlawful or prohibited activities, including attempts to hack, disrupt, or otherwise compromise the security of our website.
- Refrain from using automated tools, scripts, or bots to collect data from the Website.
- Use the information and tools provided by the Website responsibly and ethically, without infringing on the rights of others.
4. Account Registration
To access certain features of our Website, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for any actions performed through your account. You agree to:
- Provide truthful and complete registration information.
- Update your account information as necessary to ensure it remains accurate.
- Notify us immediately if you suspect unauthorized access or use of your account.
We reserve the right to terminate or suspend any user account that violates these Terms & Conditions or engages in inappropriate activities.
5. Intellectual Property Rights
All content and materials on StatusCaption.xyz, including text, graphics, logos, images, software, and any other materials (collectively, “Content”), are the intellectual property of StatusCaption.xyz or its content suppliers and are protected by applicable copyright and trademark laws.
You are granted a limited, non-exclusive license to access and view the Content for personal, non-commercial use only. You may not:
- Reproduce, duplicate, distribute, sell, or exploit any portion of the Website without prior written consent from StatusCaption.xyz.
- Modify, adapt, or create derivative works based on the Content.
- Use any Content in a manner that could harm the reputation or integrity of StatusCaption.xyz or infringe on the rights of third parties.
6. Third-Party Links and Services
Our Website may contain links to third-party websites or services that are not owned or controlled by StatusCaption.xyz. We do not have control over the content, privacy policies, or practices of these external sites and assume no responsibility for them. By using our website, you acknowledge and agree that StatusCaption.xyz is not liable for any damages or losses caused by your use of any third-party websites.
We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.
7. Disclaimer of Warranties
StatusCaption.xyz makes no warranties or representations of any kind, either express or implied, regarding the accuracy, reliability, or completeness of the information on our website. All information provided is for general purposes only.
You agree that:
- Your use of the website and its content is at your own risk.
- The website is provided on an “as-is” and “as-available” basis.
- We do not guarantee uninterrupted or error-free access to the website or its services.
- We make no guarantees as to the suitability or availability of any third-party insurance providers or policies listed on our website.
8. Limitation of Liability
In no event shall StatusCaption.xyz, its owners, affiliates, or employees be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with your use or inability to use the website, its content, or any linked third-party websites. This limitation of liability applies to any damages, including but not limited to loss of data, income, or profits, whether based in contract, tort, negligence, or otherwise.
9. Indemnification
You agree to indemnify, defend, and hold harmless StatusCaption.xyz, its affiliates, employees, agents, and partners from any claims, damages, losses, liabilities, costs, or expenses (including attorney’s fees) arising from:
- Your use of the Website.
- Your violation of these Terms & Conditions.
- Your infringement of any intellectual property or other rights of a third party.
10. Termination of Use
We reserve the right to terminate or suspend your access to the Website, without prior notice or liability, for any reason, including but not limited to a breach of these Terms & Conditions. Upon termination, your right to use the Website will cease immediately. You are responsible for ensuring the security of your data before such termination occurs.
11. Governing Law
These Terms & Conditions are governed by and construed by the laws of the USA, without regard to its conflict of law principles. Any legal actions or disputes arising under these terms will be subject to the exclusive jurisdiction of the courts located in the USA.
12. Changes to Terms & Conditions
We reserve the right to update, modify, or replace any part of these Terms & Conditions at our discretion. Any changes will be posted on this page, and the “Effective Date” will be updated accordingly. It is your responsibility to review these Terms periodically for updates. Your continued use of the Website following the posting of changes constitutes acceptance of those changes.
13. Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us at:
- Email: [statuscaption.xyz@gmail.com]
Thank you for using StatusCaption.xyz. We appreciate your trust in us and look forward to serving you with valuable insurance-related information and services.